Privacy Policy
Last Updated: June 9, 2023
Introduction LoanBlocks Inc. (“LoanBlocks” “Company,” “we” or “us”) is committed to protecting your privacy. The following policy (“Privacy Policy”) describes our practices for collecting, using, maintaining, and disclosing information that we collect from you when you visit our website (our “Site”), the LoanBlocks Platform, or use any other products and services made available by us (collectively with the Site, the “Services”). We ask that you read this Privacy Policy carefully to understand our policies and practices regarding information and how we will treat it. This Privacy Policy may change from time to time. If we make any changes, we will post the changes on this page and indicate at the top of this page the date the policy was last revised. We will also notify you of any material changes either through a pop-up notice, email or through other reasonable means. Any such changes are effective immediately when we post them, and apply to all access to and use of the Services thereafter. Continued use of the Services after the date any such changes become effective constitutes acceptance of the new policy. Terms not defined in this Privacy Policy have the same meaning as the Terms of Service, available at https://loanblocks.ai/terms. Information We Collect and How We Collect Information The information we collect about you depends on how you interact with us or use our Services. A. Information You Provide We may collect information you provide directly to the Services. Website User We collect certain information about you when you browse or otherwise use your public website to explore our Services or to learn more about us (“Website User”). For example, as a Website user, you may fill out a form or otherwise communicate with us. The types of personal information we may collect from you include name, email address, as well as company name and job title. Authorized User We collect some or all of the following types of information directly from a business’s employees, consultants, contractors, agents, and invitees who are authorized to access and use the Services under the rights granted to the business (“Authorized User”). This includes when such users register for an Account with our Services, submit comments and other content, order products, or directly contact us with questions or feedback: • Your name • Your telephone number • Your address • Your email address • Job title • Your company name • Your company address • Financial Information you provide • Business data • We may also receive this information when administrators provide eligibility information to us to create Accounts for Authorized Users. B. Information We Automatically Collect We also collect certain information automatically when you visit or interact with the Services, including: • Device and Usage Information: How you access our Services, including data about the device and network you use, your browser type and operating system, your Internet Protocol (IP) address, which is the number automatically assigned to the computer whenever you access the Internet and that can sometimes be used to derive general geographic area, other unique identifiers, including mobile device identification numbers, information about interactions with e-mail messages, such as the links clicked on and whether the messages were opened or forwarded. We also collect information about your activity on our Services, such as access times, links clicked, and the page you visited before navigating to our Services. • Geolocation information We collect the above information in a variety of ways, including by using “SDKs,” “pixel tags,” “web beacons,” and “cookies.” • Cookies are small bits of information that are stored by your computer’s browser. You can decide if and how your computer will accept a cookie by configuring preferences or options in the browser. However, if you choose to reject cookies, you may not be able to use certain online products, services or features on the Services. • Pixel tags are very small images or small pieces of data embedded in images, also known as “web beacons” or “clear GIFs,” that can recognize cookies, the time and date a page is viewed, a description of the page where the pixel tag is placed, and similar information from a computer or device. How We Use Your Information We use information that we collect about you or that you provide to us to measure usage of the Services, to analyze the effectiveness of our Services, to conduct research, to improve, maintain, and enhance functionality of the Services, to provide support for the Services and respond to requests and inquiries, to provide you with notices, such as updates or changes that we may make to the Services, and to market and advertise the Services, including through targeted advertising on other platforms and promotional e-mail messages, directly or in partnership with other parties, to secure the Services and help protect the rights and property of LoanBlocks and others, and comply with our legal and financial obligations. We may from time to time aggregate information in certain data analysis, reports, or other interpretations of trends for both internal and external purposes. Choices About How We Collect, Use and Disclose Your Information We strive to provide you with choices regarding our collection, use and disclosure of the information you provide to us. The mechanisms listed below aim to provide you with control over such collection, use and disclosure: • Marketing Communications. If you do not want us to send you marketing or promotional communications, you can opt-out by clicking the “unsubscribe” link in any such promotional emails, checking the relevant box located on the form on which we collect data or emailing us at eddie.garcia@loanblocks.ai. • Cookies. You have the option to accept or disable cookies at any time through your browser. You may refuse to accept browser cookies by activating the appropriate setting on their browser. If you choose to disable cookies, the user experience may be limited. • Third-Party Advertising. If you are interested in more information about tailored advertising and choices to prevent third parties from delivering tailored web advertisements, you may visit the following websites: http://www.networkadvertising.org/choices/ or http://www.aboutads.info/choices/. These opt-out tools are provided by third parties. We do not control or operate these tools or the choices that advertisers and others provide through these tools. Disclosure of Your Information We want you to understand when and with whom we may share the information we collect. We may disclose information that we collect through the Services with third parties as follows: • Service Providers. We may share your information with our agents and service providers that perform certain functions or services on our behalf, such as to host the Services, manage databases, host a store or other e-commerce platform, perform analyses, or conduct surveys. • Other Parties When Required By Law or as Necessary to Protect the Services. We may disclose your information to third parties in order to protect the legal rights, safety, and security of LoanBlocks and the users of our Services, the public, or others; enforce our Terms of Service; prevent fraud; and comply with or respond to law enforcement or a legal process or a request for cooperation by a government or other entity, whether or not legally required. • In Connection With a Transfer of Assets. If we sell all or part of our business, make a sale or transfer of assets, are otherwise involved in a merger, financing, business transfer, or in the event of bankruptcy, or other certain corporate transactions, we may disclose your information in connection with, or during negotiations of such corporate transactions. • Other Parties With Your Consent. We may share information about you with other third parties when you consent to such sharing. • Aggregate Information. We may disclose to third parties information that does not describe or identify individual users, such as aggregate website usage data or demographic reports. Links to Third-Party Sites and Services The Services may contain links to other websites or online services that are operated and maintained by third parties and that are not under the control of or maintained by LoanBlocks. Such links do not constitute an endorsement by LoanBlocks of those other websites, the content displayed therein, or the persons or entities associated therewith. This Privacy Policy does not apply to this third-party content. We encourage you to review the privacy policies of these third- party websites or services. Do Not Track Signals Third parties may keep track of your browsing activities across third party websites. California Business & Professions Code Section 22575(b) provides that California residents are entitled to know whether we respond to “Do Not Track” browser signals. Certain web browsers enable users to activate a “Do Not Track” signal but we do not currently respond to the “Do Not Track” signal or other similar mechanisms. Data Retention We strive to keep your information only as long as we need it for legitimate business purposes and as permitted by applicable legal requirements. If Users close their account, we will retain certain data for analytical purposes and recordkeeping integrity, as well as to prevent fraud, enforce our Terms of Service, take actions we deem necessary to protect the integrity of our Services or our users, or take other actions otherwise permitted by law. In addition, if certain information has already been provided to third parties as described in this Privacy Policy, retention of that information will be subject to those third parties’ policies. Accessing and Correcting Your Information If you wish to access, update, or correct any personal information in our possession that you have previously submitted via the Services, you may log into your account and make updates. If you wish to make changes not available through their account settings, please contact us at eddie.garcia@loanblocks.ai. Children Under the Age of 13 Our Services are intended for individuals who are 13 years of age and older. If you are under the age of 13, you are not permitted to submit any personal information to us. If you believe we might have any information from or about a child under 13, please contact us at eddie.garcia@loanblocks.ai. International Users Please note that the Services are directed towards Website Users and Authorized Users who reside in the United States. By using the Services, you consent to the collection, storage, processing, and transfer of your information in and to the United States, or other countries and territories, pursuant to the laws of the United States. Some of these countries may not offer the same level of privacy protection as your own. Contact Information If you have any questions about this Privacy Policy, please contact us at eddie.garcia@loanblocks.ai.